Our History

CHAPP, Inc., was formed in 1976 by the late Ed Crawford to assist citrus harvesters in securing workers’ compensation insurance for their businesses.  The company is still family owned by Mr. Crawford’s daughter and her husband.

Experiencing growth and development since its beginning as an agency solely writing workers’ compensation insurance in Florida, CHAPP, Inc., expanded to include a second agency, Citrus Insurance Services, Inc., in 1984. Currently, our agencies offer insurance coverages for virtually all aspects and services of the agriculture industry and are able to provide multi-state coverages for broader business needs.  During the decades CHAPP, Inc., has been in business, the agency has grown to be one of the largest insurance agencies exclusively writing agricultural coverage’s within the United States.

The vast majority of CHAPP, Inc., and Citrus Insurance Services coverage’s are written with the FCCI Insurance Group, a dedicated leader in agricultural insurance.  FCCI is A rated by the A.M. Best Rating Service, considered one of the most respected insurance rating systems in the world.

 

Our People

CINDY PAYNE

President
cpayne@chappinc.com

N.C. “BUCKY” PAYNE III

Vice President, Agent
(863)289.5714 bpayne@chappinc.com

N.C. “BUCKY” PAYNE IV

Account Executive, Agent
(919)721.0468 bpayne2@chappinc.com

CESAR MARTINEZ

Risk Management / Loss Control
(863)221.6787 cmartinez@chappinc.com

CHERE’ CARNLEY

Claims Manager, CSR
ccarnley@chappinc.com

JUAN MENDEZ

Loss Control/Compliance Specialist
(M): (863)557.1759 jmendez@chappinc.com

JULIE URBAN

Agency Manager, Agent
jurban@chappinc.com

LISA ROUNDS

Accounting & Data Entry Manager, CSR
lrounds@chappinc.com

MARI STEWART

Account Executive, CSR
mstewart@chappinc.com

MICHEL REYES

Account Executive, CSR
mreyes@chappinc.com

MICHELLE FOERSTER

Payroll Auditor, CSR
mfoerster@chappinc.com

RICK TURNER

Marketing/Account Executive, Agent
(M): (863)289.8337 rturner@chappinc.com

TERESA HERNANDEZ

Account Executive, CSR
thernandez@chappinc.com

WES WURTH

Underwriting & Public Relations, Agent
(M): (863)557.1761 wwurth@chappinc.com